Website terms and conditions
THIS WEBSITE IS AN OFFICIAL WEBSITE OF BIRMINGHAM MIDSHIRES (BM SAVINGS).
YOU SHOULD READ THESE TERMS AND CONDITIONS ("TERMS") CAREFULLY BEFORE
USING THIS WEBSITE. USING THE WEBSITE INDICATES THAT YOU ACCEPT THESE TERMS REGARDLESS
OF WHETHER OR NOT YOU CHOOSE TO REGISTER WITH US. IF YOU DO NOT ACCEPT THESE TERMS,
DO NOT USE THE WEBSITE. YOU SHOULD ALSO READ THE TERMS AND CONDITIONS ABOUT EACH
SERVICE ON THIS WEBSITE.
Please note these terms changed on 2 March 2010.
You may access most areas of the website without registering your details with us.
Certain areas of the website are only open to you if you register. By accessing
any part of the website, you shall be deemed to have accepted these terms in full.
If you do not accept these terms, you must leave the website immediately. We may
revise these terms at any time and you should periodically check the website to
review the then current terms because they are binding on you.
Certain provisions of these terms may be superseded by expressly designated legal
notices or terms located on particular pages of the website. Where you have registered
for additional services such as online account management, you may also be subject
to additional terms and conditions.
This website complies with UK legislation and is intended for access within the
UK. If you want more information about anything on this website, please contact
our Corporate Centre.
Unless otherwise stated, the copyright, trade marks and other intellectual property
rights in all material on the website (including without limitation photographs
and graphical images) are owned by us or our licensors. Any use of the website other
than in accordance with these terms is prohibited.
You may print, view, download or temporarily store extracts of this website for
you own personal and non-commercial purposes. Subject to the foregoing no part of
the website may be reproduced or stored in any other website or included in any
public or private electronic retrieval system or service without our prior written
permission. Any rights not expressly granted in these terms are reserved.
Birmingham Midshires (BM Savings) is a division of Bank of Scotland plc.
While the website is normally available 24 hours a day, we shall not be liable if
for any reason the website is unavailable at any time. Access to the website may
be suspended temporarily and without notice in the case of system failure, maintenance
or repair or for reasons beyond our control.
Visitor material and conduct
Other than personally identifiable information, which is covered under
be considered non-confidential and non-proprietary. We shall have no obligations
with respect to such material. We shall be free to copy, disclose, distribute, incorporate
and otherwise use such material and all data, images, sounds, text and other things
embodied in them for any and all commercial or non-commercial purposes.
You must not post or transmit to or from the website any material:
- that is threatening, defamatory, obscene, indecent, seditious, offensive, pornographic,
abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory,
blasphemous, in breach of confidence, in breach of privacy or which may cause annoyance
or inconvenience; or
- for which you have not obtained all necessary licenses and/or approvals; or
- which constitutes or encourages conduct that would be considered a criminal offence,
give rise to civil liability, or otherwise be contrary to the law of or infringe
the rights of any third party, in any country in the world; or
- which is technically harmful (including, without limitation, computer viruses, logic
bombs, Trojan horses, worms, harmful components, corrupted data or other malicious
software or harmful data). You may not misuse the website (including, without limitation,
We will co-operate fully with any law enforcement authorities or court order requesting
or directing us to disclose the identity or locate anyone posting any material in
breach of these terms.
Links to and from other websites
Links to third party websites on the website are provided solely for your convenience.
If you use these links, you leave the website. We have not reviewed all of these
third party websites and do not control and are not responsible for their content
or availability. We do not endorse or make any representations about them, or any
material found there. If you decide to access any of the third party websites linked
to the website, you do so entirely at your own risk.
If you would like to link to the website, you may only do so on the basis that you
link to, but do not replicate, the home page of the website, and subject to the
- you do not remove, distort or otherwise alter the size or appearance of the any
images or logos;
- you do not create a frame or any other browser or border environment around the
- you do not in any way imply that the we are endorsing any products or services other
than our own;
- you do not misrepresent your relationship with us nor present any other false information
- you do not otherwise use any trademarks displayed on the website without our express
- you do not link from a website that is not owned by you; and
- your website does not contain content that is distasteful, offensive or controversial,
infringes any intellectual property rights or other rights of any other person or
otherwise does not comply with all applicable laws and regulations. We expressly
reserve the right to revoke the right granted in this clause for breach of these
terms and to take any action deem appropriate. You shall be responsible for any
loss or damage suffered by us for breach of this clause.
Where you are invited to register for any part of this website, each registration
is for a single user only. You must not share your user name and password with any
other person or with multiple users on a network. Responsibility for the security
of any passwords issued rests with you.
While we have taken care to ensure that the information on the website is correct,
we do not warrant its accuracy or completeness. We may make changes or improvements
to the material on the website, or to the products and prices described in it, at
any time without notice. The material on the website may be out of date, and we
make no commitment to update such material.
The material on the website is provided "as is", without any conditions,
warranties or other terms of any kind. Accordingly, to the maximum extent permitted
by law, the website is provided on the basis that we exclude all representations,
warranties, conditions and other terms (including, without limitation any conditions
implied by law) which, but for these terms, might have effect in relation to the
The fact that information, products or services are shown on this website does not
necessarily mean that: (a) you should rely on the information (whether provided
by us or third parties); (b) we endorse the information, products or services provided
by third parties; or (c) the product and services that we provide are available
or that they are suitable for you. It is your responsibility to check this out.
Some of the services on this website may not be available or may have changed.
Please remember that email is not a completely secure means of communication: it
may be possible for others to intercept and read your messages. So if you choose
to send us information by email, it is at your own risk.
We, our group companies and the officers, directors, employees, shareholders or
agents of any of them, exclude all liability and responsibility for any claims,
losses, demands or damages that may result to you or a third party (including without
limitation, any direct, indirect, punitive or consequential loss or damages, or
any loss of income, profits, goodwill, data, contracts, use of money, or loss or
damages, and whether in tort (including without limitation negligence), contract
or otherwise) in connection with the website (including without limitation any arising
out of your use, inability to use or the results of use of the website or any websites
linked to the website).
Nothing in these terms shall exclude or limit our liability for: (a) death or personal
injury caused by negligence; or (b) fraud; or (c) misrepresentation as to a fundamental
matter; or (d) any liability which cannot be excluded or limited under applicable
law. If you are a consumer your statutory rights are not affected.
Governing law and jurisdiction
These terms shall be governed by and construed in accordance with English law. Disputes
arising in connection with these terms shall be subject to the exclusive jurisdiction
of the English courts.