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Easy access savings accounts

Withdraw money whenever you need it

With an easy access account your money's not locked away. You can make withdrawals and deposits whenever you like, and still earn a great rate of interest on your savings.

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Account
name

Interest rate

Minimum
opening
balance

Interest type

Withdrawals

Bonus

Online Extra (issue 21) (yearly interest)Online Extra (issue 21) (yearly interest)

£1+
0.25% Gross p.a./ AER
£1,000+
0.65% Gross p.a./ AER
£25,000+
1.00% Gross p.a./ AER

£1

Variable

Unlimited

  • A fixed bonus will be paid for the first 12 months from the date of your first deposit as long as the balance remains £1,000 or over. For everyday in the first 12 months the balance is less than £1,000 the interest rate you will receive will be 0.25% gross/AER variable. The interest rates shown include a 12 month bonus of: 0.40% for balances from £1,000 to £24,999.99 and 0.75% for balances from £25,000+. After 12 months the the variable rate without bonus will apply, currently 0.25% gross / AER.

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FSCS – protecting your money. Find out more here.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +441902 428 311.


© Birmingham Midshires
This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000.
To contact the FCA Consumer helpline, please ring 0300 500 5000 or visit www.moneyadviceservice.org.uk/.