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Easy access savings accounts

Withdraw money whenever you need it

With an easy access account your money's not locked away. You can make withdrawals and deposits whenever you like, and still earn a great rate of interest on your savings.

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Account
name

Interest rate

Minimum
opening
balance

Interest type

Withdrawals

Bonus

Online Extra (issue 21) (yearly interest)Online Extra (issue 21) (yearly interest)

£1+
0.25% Gross p.a./ AER
0.20% Net
£1,000+
0.65% Gross p.a./ AER
0.52% Net
£25,000+
1.00% Gross p.a./ AER
0.80% Net

£1

Variable

Unlimited

  • A fixed bonus will be paid for the first 12 months from the date of your first deposit as long as the balance remains £1,000 or over. For everyday in the first 12 months the balance is less than £1,000 the interest rate you will receive will be 0.25% gross/AER variable. The interest rates shown include a 12 month bonus of: 0.40% for balances from £1,000 to £24,999.99 and 0.75% for balances from £25,000+. After 12 months the the variable rate without bonus will apply, currently 0.25% gross / AER.

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FSCS – protecting your money. Find out more here.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product, which quotes an interest rate, will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +441902 428 311.


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To contact the FCA Consumer helpline, please ring 0300 500 5000 or visit www.moneyadviceservice.org.uk/.