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Existing savers

Find out about your existing accounts

You'll also be able to get an estimated value for your guaranteed equity bond or guaranteed equity ISA and make enquiries about forgotten accounts.

Receiving a closing account letter

Answers to your common questions about your account being closed.

Closing account >

Find your interest rates

Check the historical and current interest rates for our savings accounts.

Interest rates >

Managing your account

Answers to your common questions about managing accounts online, by post and on the phone.

Managing your account >

Managing someone else's account

How to establish accounts for children and using a power of attorney.

Managing someone else's account >

Maturing guaranteed equity bonds and guaranteed equity ISAs

Information on how your guaranteed equity bond and ISA has performed including maturity index values and actual returns.

Maturing bond information >

Unclaimed and forgotten accounts

How to trace an old Birmingham Midshires account.

Unclaimed and forgotten accounts >

Base Rate change information

How a change to the Bank of England Base Rate could affect your savings.

Base Rate change information >

FSCS – protecting your money. Find out more here.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +441902 428 311.

© Birmingham Midshires
This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000.
To contact the FCA Consumer helpline, please ring 0800 111 6768. Alternatively call the Money Advice Service on 0300 500 5000 or visit