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Keeping your money and your information safe

You'll want to make sure the organisation with which you trust with your money is sound and reliable. You'll also want to know your online or telephone account management service protects you against fraud.

At Birmingham Midshires, we work hard to make your experience with us as safe as it can be. We're also backed by the UK's largest banking group - Lloyds Banking Group - giving you the peace of mind you need.

Birmingham Midshires security

We're part of a financially strong and well capitalised UK banking group.

Birmingham Midshires' security >

Your online security

Including our tips to help you beat the fraudsters.

Your online security >

FSCS – protecting your money. Find out more here.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

AER means Annual Equivalent Rate. AER illustrates what your interest rate would be if interest was paid and compounded each year and allows you to easily compare different offers.

Tax free is the contractual rate of interest payable where interest is exempt from income tax.

For telephone line opening times, please read the information in our contact section. Calls may be monitored and recorded for security and training purposes. If you're calling from outside the UK, please dial +441902 428 311.

© Birmingham Midshires
This site is intended for UK residents unless otherwise stated.
Birmingham Midshires is a division of Bank of Scotland plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000.
To contact the FCA Consumer helpline, please ring 0800 111 6768. Alternatively call the Money Advice Service on 0300 500 5000 or visit